When purchasing a home and writing an offer, it’s important for a Buyer’s Agent to include subjects in order to protect the buyer. There is a subject removal period where the buyer works to satisfy the subject conditions that are listed on the accepted offer for a particular property. Subject removal works as a great safety net for buyers as it allows the buyers to perform the due diligence related to the subjects that are accepted, such as reviewing strata documents or the t
Pre-qualified is the first step in the buying process. It is based on the data that you submit to the lender. It is not a sure thing because it is just based on the information that you have provided. This just helps give you a snapshot of your financial picture that includes your assets, liabilities and equity. This is a good indication of creditworthiness and the ability to borrow. Do you have a mortgage broker yet? If not, I can connect you with my trusted mortgage brokers
I’ve learned a lot on “zero-based budgeting” through Dave Ramsey, so I’ll let him do the talking: Your biggest wealth-building tool is your income, and the best way to harness the power of your income is the monthly budget. Not investing or saving for college (though those things are important). It’s the budget, because from the budget flows everything else. If you want to invest money in a mutual fund, you make room for that $100 or $500 in the monthly budget. Want to get ou