Gratitude creates joy – not vice versa. Joy comes in many different forms, colour, music, great conversation, etc…. Think about how you find joy. I know the gratitude journal is very popular but if you are like me, sometimes I sometimes tend to stop after a few months. Instead, I keep an ongoing list of things I’m grateful for on my phone and a specific page in my planner. Whenever I’m feeling down, I can just look at the page and see how many things there are to be thankful.

Time to invest in succulents not only to improve your health but can also make your home look beautiful. It is low maintenance and also can be healthy for you. I definitely have a brown thumb, thankfully succulents are tough and can survive through different circumstances. It requires a small amount of water every once in a while, and also love the shade. Five other ways that succulents are beneficial include: 1. They help you breathe 2. They purify the air 3. They help preve

Pre-qualified is the first step in the buying process. It is based on the data that you submit to the lender. It is not a sure thing because it is just based on the information that you have provided. This just helps give you a snapshot of your financial picture that includes your assets, liabilities and equity. This is a good indication of creditworthiness and the ability to borrow. Do you have a mortgage broker yet? If not, I can connect you with my trusted mortgage brokers

I’ve learned a lot on “zero-based budgeting” through Dave Ramsey, so I’ll let him do the talking: Your biggest wealth-building tool is your income, and the best way to harness the power of your income is the monthly budget. Not investing or saving for college (though those things are important). It’s the budget, because from the budget flows everything else. If you want to invest money in a mutual fund, you make room for that $100 or $500 in the monthly budget. Want to get ou

“Beauty is in the eye of the beholder” is a proverb that explains that beauty cannot be judged objectively. Each person has their own unique taste on things. Going into each home, you can see one’s character through their interior design, whether it is simple or decorated. Streetscape, skyline, mountain views, ocean views. Everyone has their own preferences. If you need to update your home or need a refresh, I have a fantastic lady in my team who has an extraordinary eye for